Manufacturers' representative for OEMs since 1983
Manufacturers' representative for OEMs since 1983
Home/Major Expense Reductions/Healthcare
Through our partner EHP/Revive
Through its partner EHP/Revive, The Back Bay Associates offers employers with more than 25 full-time W-2 employees a preventive care and wellness program that sits on top of existing health coverage. We recommend every employer have its own tax or benefits advisor review the program before enrolling.
JKReviewed by Jeff Ketterer, CEO/Principal, The Back Bay Associates
Good benefits help you hire and keep people. This program adds services employees actually use, without replacing the health plan you already have.
The program doesn't replace your major medical coverage. It works alongside self-insured, level-funded, and fully insured plans, and the EHP/Revive team handles implementation.
It's generally a fit for employers with more than 25 full-time W-2 employees who want to add primary care and mental health access without redesigning their main health plan. It isn't a replacement for major medical coverage.
According to EHP/Revive, the program is structured under Internal Revenue Code Sections 125, 105, and 106, and it can affect payroll tax costs. The IRS has issued guidance on how some wellness arrangements are treated for FICA purposes, including Chief Counsel Memorandum 202323006.
We recommend every employer have its own tax or benefits advisor review the program structure before enrolling, and we're glad to coordinate that review.
This program is one of the cost reduction services Back Bay offers with specialist partners, alongside technology spend and other indirect costs.
Employers with more than 25 full-time W-2 employees.
No. It sits on top of your existing major medical plan.
Primary care, urgent care, mental health support, prescription benefits, and weight-loss support, with 24/7 access and no copays.
Yes. We recommend an independent review before implementation.
Talk with our benefits partner. Have your own advisor review it too.
Manufacturer's representative for HVACR and Food Service Equipment OEMs since 1983.
